By attending this financial and insurance sales presentation or Jon Loyhayem, CA Insurance Lic: 0H59893, or Always Evolving Insurance Agency, CA Ins Lic: 6002118, you may be offered information regarding investment advisory services and/or the purchase of insurance products, including fixed index annuities and life. Investing involves risk, including possible loss of principal. No investment strategy can

ensure a profit or guarantee against losses; guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company. No products will be sold at the event, and there is no obligation to make a follow-up appointment. Jon Loyhayem is an Investment Advisory Representative and offers advisory services as ALEVO Wealth Management, which operates through Gibbs Wealth

Management, an SEC-registered investment adviser. We do not provide specific legal or tax advice, nor promote, market or recommend any tax plan or arrangement. Consult a tax/legal professional for guidance with your individual situation. Any compensation, commission, or fee-sharing arrangements are subject to applicable licensing and regulatory requirements. Referral partners must be properly licensed

with the appropriate state and regulatory authorities to receive compensation where required.